Frequently Asked Questions
This term usually refers to assets that have historically had a good chance of growing faster than inflation over the long term, such as equity funds and gold. No investment is entirely inflation-proof, because returns and risks always vary.
Equity funds have historically had the strongest potential over long periods, while hybrid funds balance growth and stability. Debt funds help with stability and near-term goals. The right mix depends on your goals, time horizon and risk comfort.
Gold can help protect purchasing power when prices rise and markets feel uncertain, but it earns no income and its returns can be uneven. Most investors hold it as a smaller part of a diversified portfolio.
No. Continuing your SIP is usually more sensible, since stopping means your money stops working just when its purchasing power is under pressure. Review your plan, but avoid reacting to headlines.
There is no fixed answer. It depends on your age, goals, income stability and how long you can stay invested. A financial advisor can help you decide an allocation you can follow comfortably.
